COMPLIANCE AND DATA

How P2Flux handles compliance.

Non-custodial by design, screened by default and minimal with data. Here is exactly what we do, and what stays with you.

01 · NON-CUSTODIAL BY DESIGN

We never hold your customers’ money.

The fee is taken in the same on-chain transaction that pays the merchant, so there is no balance, conversion or payout on our side.

Never holds funds

Money moves from the payer’s wallet to the merchant’s wallet in one transaction.

Never converts funds

USDC arrives as USDC. There is no exchange step in between.

Never pays out

There is nothing to pay out: the merchant’s share is already in their wallet.

02 · SANCTIONS SCREENING

WHATPayers and merchant wallets, across agent payments, payment links and subscriptions

WHENBefore checkout opens the wallet

WHICH LISTThe U.S. OFAC sanctions list

WHAT IS LOGGEDMatches only, for audit. No KYC.

AT CHECKOUT

1Payer and merchant wallet addresses

2Checked against the OFAC list

CLEAR

Checkout continues

MATCH

Checkout stops; the match is logged

03 · DATA WE KEEP AND DON’T KEEP

WE DON’T KEEP

Buyer accounts

Your order history

Customer profiles

Identity verification profiles

Private keys or recovery phrases — never

WE LOG

API request metadata and security logs

Payment, subscription and transaction identifiers

Wallet addresses involved in a payment

Sanctions matches

Kept only as long as needed to run, secure and troubleshoot the service. Privacy Policy →

04 · WHO WE ARE

OPERATORModulout LLC (Wyoming, USA), operating as P2Flux

05 · DOCUMENTS

Data processing agreementROADMAP

Service level agreementROADMAP

Merchant responsibility

Merchants remain responsible for their own tax, KYC and licensing obligations.